Use your credit union NOT high interest car finance

From our most recent survey we discovered that 40% of our members have never taken out a loan with us.

However, we are certain many of our members own a car and may have taken out a car finance option in the process.

Finance deals for cars can be expensive so why not consider using your credit union!

Have you taken a car finance deal out in the last 5 years?

You could be paying more for your car than you necessarily need to. The average APR for car finance in the UK as of the first quarter of 2023 was 7.03% for new cars and 11.35% for used cars. At Harp and Crown Credit union we offer lower interest rate loans which could save you money on your car!

FIRST TIME LOAN

Did you know you could be eligible for this low interest rate loan if you have never taken a loan out with us before? Our first-time loan is available at 5.5% APR, and you can borrow up to a maximum of £12,000.

LOYAL SAVER LOAN

You could avail of our lowest interest rate loan. It allows members to borrow whilst protecting their savings. Our loyal saver loan is available at 3.9% APR, and you can borrow up to the value of your savings with a maximum of £30,000.

With FREE LIFE COVER up to age 70. 

Example: £10,000 Loyal Saver Loan with 100% savings locked in - in the event of your death, your loved one would receive £5,000 on TOP of your £10K savings AND your loan would be written off. 

STANDARD 5K+ LOAN

Our standard 5K+ loans are available between £5,000 and £19,999.99 at our lower 7.9% APR. The loan amount is based on 5 times your total savings. 

Remember to USE your CREDIT UNION and AVOID high interest finance deals!

Questions?  Get in touch today.  

Email creditunion@harpandcrown.co.uk or phone 028 9068 5198.

Or call into our office at Newforge (no appointment necessary).  

“Save regularly and borrow only what you need”.

The Harp and Crown Credit Union provides safe, secure, flexible finances for the wider police family in Northern Ireland.